It has been virtually one yr since Intuit shut down the favored budgeting app Mint. I used to be a Mint person for a few years; tens of millions of different customers like me loved how simply Mint allowed us to trace all accounts in a single place and monitor credit score scores. I additionally used it usually to assist me observe spending, set targets like pay my mortgage down sooner and with basic cash administration.
Forward of Mint’s demise, I gave Credit Karma, Intuit’s different monetary app, a strive however discovered it to be a poor Mint various. So I got down to discover a true substitute in one other budgeting app. The next information lays out my expertise testing a number of the hottest Mint substitute apps accessible at present. Our choose for finest Mint various stays Quicken Simplifi, even months after the Mint shutting down, due to its simple to make use of app, good earnings and invoice detection and its reasonably priced value. However there are many different strong choices on the market for these with totally different wants. In case you’re additionally on the hunt for a budgeting app to interchange Mint, we hope these particulars may help you determine which of the best budgeting apps on the market can be best for you.
Greatest Mint alternate options in 2025
Quicken
Month-to-month price: $4 | Tracks spending: Sure | Funding monitoring: Sure | Hyperlinks to financial institution accounts: Sure | Cell app: iOS, Android
A whole, easy-to-use app that prices lower than the competitors — and feels essentially the most like Mint.
- Straightforward-to-use app with a mild studying curve
- Does an excellent job detecting recurring earnings and payments
- Cheaper than the competitors
- Permits you to share app entry with a partner or monetary advisor
- Useful refund tracker
- No free trial
- You’ll be able to’t create an account utilizing your Apple or Google ID
- No Zillow integration
No pun meant, however what I like about Quicken Simplifi is its simplicity. Whereas different budgeting apps attempt to distinguish themselves with darkish themes and customizable emoji, Simplifi has a clear person interface, with a touchdown web page that you just simply maintain scrolling by way of to get an in depth overview of all of your stats. These embody your top-line balances; internet value; latest spending; upcoming recurring funds; a snapshot of your spending plan; prime spending classes; achievements; and any watchlists you’ve arrange. You may as well arrange financial savings targets elsewhere within the app. I additionally respect the way it presents neat, virtually playful visualizations with out ever wanting cluttered. I felt at residence within the cellular and net dashboards after a day or so, which is quicker than I tailored to some competing companies (I’m you, YNAB and Monarch).
Getting arrange with Simplifi was largely painless. I used to be notably impressed at how simply it linked to Constancy; not all price range trackers do, for no matter purpose. That is additionally one of many solely companies I examined that provides you the choice of inviting a partner or monetary advisor to co-manage your account. One factor I’d add to my preliminary evaluation of the app, having used it for a number of months now: I want Simplifi provided Zillow integration for simply monitoring your house worth (or a minimum of a tough estimate of it). Varied opponents together with Monarch Cash and Copilot Cash work with Zillow, so clearly there is a Zillow API accessible to be used. Because it stands, Simplifi customers should add actual property manually like some other asset.
In apply, Simplifi miscategorized a few of my bills, however nothing out of the strange in comparison with any of those price range trackers. As you’re reviewing transactions, you may also mark in the event you’re anticipating a refund, which is a novel function among the many companies I examined. Simplifi additionally estimated my common earnings higher than another apps I examined. Most of all, I appreciated the choice of having the ability to categorize some, however not all, purchases from a service provider as recurring. For example, I can add my two Amazon subscribe-and-saves as recurring funds, with out having to create a broad-strokes rule for each Amazon buy.
The budgeting function can be self-explanatory and might probably accommodate your most popular budgeting technique. Simply verify that your common earnings is correct and make sure to arrange recurring funds, making be aware of that are payments and that are subscriptions. That is essential as a result of Simplifi reveals you your complete take-home earnings in addition to an “earnings after payments” determine. That quantity contains, properly, payments however not discretionary subscriptions. From there, you may add spending targets by class within the “deliberate spending” bucket. Deliberate spending may also embody one-time expenditures, not simply month-to-month budgets. Whenever you create a price range, Simplifi will counsel a quantity primarily based on a six-month common.
Not dealbreakers, however two issues to remember as you get began: Simplifi is notable in that you could’t arrange an account by way of Apple or Google. There may be additionally no possibility for a free trial, although Quicken guarantees a “30-day a reimbursement assure.”
Monarch Cash
Month-to-month price: Begins at $9 | Tracks spending: Sure | Funding monitoring: Sure | Hyperlinks to financial institution accounts: Sure | Cell app: iOS, Android
A sturdy budgeting app that’s a bit of tougher to make use of than our prime choose, however not prohibitively so. (Energy customers won’t thoughts.)
- A number of element and alternatives for personalization
- Useful “targets” function
- You’ll be able to grant account entry to different individuals
- Chrome extension for importing from Mint
- Month-in-review recap is extra thorough than most
- Automotive worth syncing
- Zillow integration
- Steeper studying curve than another price range trackers
- The cellular app feels restricted and fewer intuitive than the net model
- Doesn’t appear to tell apart between payments and different recurring bills
- Some bugginess on cellular round creating guidelines for expense classes
Monarch Money grew on me. My first impression of the budgeting app, which was based by a former Mint product supervisor, was that it is tougher to make use of than others on this checklist, together with Simplifi, NerdWallet and Copilot. And it’s. Modifying expense classes, including recurring transactions and creating guidelines, for instance, is a bit more difficult than it must be, particularly within the cellular app. (My recommendation: Use the net app for fine-tuning particulars.) Monarch additionally didn’t get my earnings proper; I needed to edit it.
When you’re arrange, although, Monarch presents a formidable stage of granularity. Within the budgets part, you may see a bona fide steadiness sheet exhibiting budgets and actuals for every class. You will additionally discover a forecast, for the yr or by month. And recurring bills may be set not simply by service provider, however different parameters as properly. For example, whereas most Amazon purchases may be marked as “buying,” these for the quantities of $54.18 or $34.18 are undoubtedly child provides, and may be mechanically marked as such every time, to not point out programmed as recurring funds. Weirdly, although, there’s no solution to mark sure recurring funds as payments, particularly.
Not lengthy after I first revealed this story in December 2023, Monarch introduced an in depth reporting part the place you may create on-demand graphs primarily based on issues like accounts, classes and tags. That function is accessible simply on the internet model of the app for now. As a part of this identical replace, Monarch added assist for an aggregator that makes it potential to mechanically replace the worth of your automotive. This, mixed with the present Zillow integration for monitoring your house worth, makes it simple to rapidly add a non-liquid asset like a car or actual property, and have it present up in your internet value graph.
The cellular app is usually self-explanatory. The principle dashboard reveals your internet value; your 4 most up-to-date transactions; a month-over-month spending comparability; earnings month-to-date; upcoming payments; an investments snapshot; an inventory of any targets you’ve set; and, lastly, a hyperlink to your month-in-review. That month-in-review is extra detailed than most, delving into money stream; prime earnings and expense classes; money stream traits; modifications to your internet value, property and liabilities; plus asset and legal responsibility breakdowns. In February 2024, Monarch expanded on the net worth graph, in order that in the event you click on on the Accounts tab you may see how your internet value modified over totally different durations of time, together with one month, three months, six months, a yr or all time.
On the primary display, you’ll additionally discover tabs for accounts, transactions, money stream, price range and recurring. Like lots of the different apps featured right here, Monarch can auto-detect recurring bills and earnings, even when it will get the class flawed. (All of them do to an extent.) Expense classes are marked by emoji, which you’ll customise in the event you’re so inclined.
Monarch Cash makes use of a mix of networks to attach with banks, together with Plaid, MX and Finicity, a competing community owned by Mastercard. (I’ve a fast explainer on Plaid, the trade commonplace on this area, towards the tip of this information.) As a part of an replace in late December, Monarch has additionally made it simpler to attach by way of these different two networks, if for some purpose Plaid fails. Much like NerdWallet, I discovered myself finishing two-factor authentication each time I wished to get previous the Plaid display so as to add one other account. Notably, Monarch is the one different app I examined that lets you grant entry to another person in your loved ones — probably a partner or monetary advisor. Monarch additionally has a Chrome extension for importing from Mint, although actually that is only a shortcut for downloading a CSV file, which you’ll should do no matter the place you select to take your Mint knowledge.
Moreover, Monarch simply added the power to trace Apple Card, Apple Money, and Financial savings accounts, due to new performance introduced with the iOS 17.4 replace. It is not the one one both; presently, Copilot and YNAB have additionally added comparable performance that can be accessible to anybody with the most recent variations of their respective apps on a tool operating iOS 17.4. As an alternative of manually importing statements, the brand new performance permits apps like Monarch’s to mechanically pull in transactions and steadiness historical past. That ought to make it simpler to account for spending on Apple playing cards and accounts all through the month.
Monarch additionally not too long ago launched funding transactions in beta. It additionally says invoice monitoring and an overhauled targets system are coming quickly. Monarch hasn’t supplied a timeline for that final one, besides to say that the improved targets function is coming quickly.
Copilot Cash
Month-to-month price: Begins at $8 | Tracks spending: Sure | Funding monitoring: Sure | Hyperlinks to financial institution accounts: Sure | Cell app: iOS
A fantastically designed and fairly priced app with a lot of options in growth — together with Android and net apps.
- Slick UI
- Standalone Mac app
- Decrease month-to-month value than some competing apps
- Does an excellent job visualizing recurring bills
- Non-compulsory Amazon, Venmo and Zillow integration
- “To evaluate” part is useful
- No net or Android app but
- Miscategorized extra bills than our prime choose
- A number of in any other case widespread options are nonetheless in growth
Copilot Money may be the best-looking budgeting app I examined. It additionally has the excellence of being unique to iOS and Macs — a minimum of for now. Andres Ugarte, the corporate’s CEO, has publicly promised that Android and net apps are coming quickly. However till it follows by way of, I can’t suggest Copilot for most individuals with so many good opponents on the market.
Copilot Cash for Internet and Android!
Because of the assist from our customers, and the overwhelming constructive reception we’re seeing from of us migrating from Mint, we will now say that we’ll be constructing @copilotmoney for Internet and Android with a purpose to launch in 2024.
We’ll proceed to…
— Andres Ugarte (@chuga) November 15, 2023
There are different options that Copilot is lacking, which I’ll get into. However it’s promising, and one to control. It’s only a quick, environment friendly, properly designed app, and Android customers can be in for a deal with after they’ll lastly be capable to obtain it. It makes good use of colours, emoji and graphs that can assist you perceive at a look the way you’re doing on every part out of your budgets to your funding efficiency to your bank card debt over time. Particularly, Copilot does a greater job than virtually some other app of visualizing your recurring month-to-month bills.
Behind these punchy colours and cutesy emoji, although, is a few subtle efficiency. Copilot’s AI-powered “Intelligence” will get smarter as you go at categorizing your bills. (You may as well add your personal classes, full together with your selection of emoji.) It’s not excellent. Copilot miscategorized some purchases (all of them do), nevertheless it makes it simpler to edit than most. On prime of that, the inner search function may be very quick; it begins whittling down ends in your transaction historical past as quickly as you start typing.
Copilot can be distinctive in providing Amazon and Venmo integrations, permitting you to see transaction particulars. With Amazon, this requires simply signing into your Amazon account through an in-app browser. For Venmo, you need to arrange fwd@copilot.cash as a forwarding deal with after which create a filter, whereby emails from venmo@venmo.com are mechanically forwarded to fwd@copilot.cash. Like Monarch Cash, you may also add any property you personal and observe its worth by way of Zillow, which is built-in with the app.
Whereas the app is closely automated, I nonetheless respect that Copilot marks new transactions for evaluate. It’s a great way to each weed out fraudulent prices, and in addition be considerably intentional about your spending habits.
Like Monarch Cash, Copilot up to date its app to make it simpler to hook up with banks by way of networks aside from Plaid. As a part of the identical replace, Copilot mentioned it has improved its connections to each American Specific and Constancy which, once more, could be a bugbear for some price range monitoring apps. In an much more latest replace, Copilot added a Mint import possibility, which different budgeting apps have begun to supply as properly.
As a result of the app is comparatively new (it launched in early 2020), the corporate remains to be catching as much as the competitors on some table-stakes options. Ugarte informed me that his crew is sort of performed constructing out an in depth money stream part as properly. On its website, Copilot additionally guarantees a raft of AI-powered options that construct on its present “Intelligence” platform, the one which powers its good expense categorization. These embody “good monetary targets,” pure language search, a chat interface, forecasting and benchmarking. That benchmarking, Ugarte tells me, is supposed to provide individuals a way of how they’re doing in comparison with different Copilot customers, on each spending and funding efficiency. Most of those options ought to arrive within the new yr.
Copilot does a pair attention-grabbing issues for brand new prospects that distinguish it from the competitors. There’s a “demo mode” that appears like a sport simulator; no want so as to add your personal accounts. The corporate can be providing two free months with RIPMINT — a extra beneficiant introductory supply than most. When it lastly does come time to pony up, the $7.92 month-to-month plan is cheaper than some competing apps, though the $95-a-year-option is in the identical ballpark.
NerdWallet
Month-to-month price: $0 | Tracks spending: Sure | Funding monitoring: Sure | Hyperlinks to financial institution accounts: Sure | Cell app: iOS, Android
The perfect free price range monitoring app you may get (and there aren’t many compromises moreover the ever-present adverts).
- Free
- Straightforward to make use of
- Useful weekly insights
- NerdWallet has a deep properly of useful monetary explainers and guides
- One of many few choices that gives credit score rating monitoring
- Advertisements all over the place
- No customization for spending classes
- Much less adept at detecting common earnings
- One of many extra tedious setup processes
You might know NerdWallet as a website that gives a mixture of private finance information, explainers and guides. I see it typically once I google a monetary time period I don’t know and certain sufficient, it’s one of many websites I’m probably to click on on. Because it occurs, NerdWallet additionally has the excellence of providing one of many solely free budgeting apps I examined. The truth is, there is no such thing as a paid model; nothing is locked behind a paywall. The principle catch: There are adverts all over the place. To be truthful, the free model of Mint was like this, too.
Even with the inescapable bank card presents, NerdWallet has a clear, easy-to-understand person interface, which incorporates each an online and a cellular app. The important thing metrics that it highlights most prominently are your money stream, internet value and credit score rating. (Of be aware, though Mint itself provided credit score rating monitoring, most of its rivals don’t.) I notably loved the weekly insights, which delve into issues like the place you spent essentially the most cash or how a lot you paid in charges — and the way that compares to the earlier month. As a result of that is NerdWallet, an encyclopedia of economic data, you get some notably particular class choices when establishing your accounts (suppose: a Roth or non-Roth IRA).
As a budgeting app, NerdWallet is greater than serviceable, if a bit fundamental. Like different apps I examined, you may arrange recurring payments. Importantly, it follows the favored 50/30/20 budgeting rule, which has you placing 50% of your price range towards belongings you want, 30% towards belongings you need, and the remaining 20% into financial savings or debt repayments. If this works for you, nice — simply know that you could’t customise your price range to the identical diploma as some competing apps. You’ll be able to’t presently create customized spending classes, although a be aware contained in the dashboard part of the app says “you’ll be capable to customise them sooner or later.” You can also’t transfer gadgets from the desires column to “wants” or vice versa however “Sooner or later, you’ll transfer particular transactions to actively handle what falls into every group.” A NerdWallet spokesperson declined to offer an ETA, although.
Lastly, it’s value noting that NerdWallet had one of the onerous setup processes of any app I examined. I don’t suppose this can be a dealbreaker, as you’ll solely should do it as soon as and, hopefully, you aren’t establishing six or seven apps in tandem as I used to be. What made NerdWallet’s onboarding particularly tedious is that each time I wished so as to add an account, I needed to undergo a two-factor authentication course of to even get previous the Plaid splash display, and that’s not together with the 2FA I had arrange at every of my banks. It is a safety coverage on NerdWallet’s finish, not Plaid’s, a Plaid spokesperson says.
Exactly as a result of NerdWallet is without doubt one of the solely price range trackers to supply credit score rating monitoring, it additionally wants extra of your private data throughout setup, together with your birthday, deal with, cellphone quantity and the final 4 digits of your social safety quantity. It’s the identical with Credit score Karma, which additionally does credit score rating monitoring.
Associated to the setup course of, I discovered that NerdWallet was much less adept than different apps at mechanically detecting my common earnings. In my case, it counted a big one-time wire switch as earnings, at which level my solely different possibility was to enter my earnings manually (which is barely annoying as a result of I’d have wanted my pay stub useful to double-check my take-home pay).
YNAB
Month-to-month price: Begins at $8 | Tracks spending: Sure | Funding monitoring: Sure | Hyperlinks to financial institution accounts: Sure | Cell app: iOS, Android
An app with a cult following that promotes a unique, extra hands-on method to budgeting. Not for individuals who need a set-and-forget expertise.
- Significantly robust emphasis on budgeting
- Distinctive “zero-dollar” method to monetary planning that some individuals swear by
- Steep studying curve
- Tougher to make use of sure options on the cellular app than on the internet
YNAB is, by its own admission, “totally different from something you’ve tried earlier than.” The app, whose title is brief for You Want a Funds, promotes a so-called zero-based budgeting system, which forces you to assign a objective for each greenback you earn. A steadily used analogy is to place every greenback in an envelope; you may at all times transfer cash from one envelope to a different in a pinch. These envelopes can embody hire and utilities, together with unexpected bills like vacation presents and the inevitable automotive restore. The concept is that in the event you price range a certain quantity for the unknowns every month, they received’t really feel like they’re sneaking up on you.
Importantly, YNAB is barely involved with the cash you will have in your accounts now. The app doesn’t ask you to offer your take-home earnings or arrange recurring earnings funds (though there’s a approach to do that). The cash you’ll make later within the month by way of your salaried job isn’t related, as a result of YNAB doesn’t interact in forecasting.
The app is tougher to study than some other right here, and it requires extra ongoing effort from the person. And YNAB is aware of that. Inside each the cellular and net apps are hyperlinks to movies and different tutorials. Though I by no means fairly bought snug with the person interface, I did come to understand YNAB’s insistence on intentionality. Forcing customers to draft a brand new price range every month and to evaluate every transaction isn’t essentially a nasty factor. As YNAB says on its web site, “Certain, you’ve bought pie charts exhibiting that you just spent an obscene sum of money in eating places — however you’ve nonetheless spent an obscene sum of money in eating places.” I can see this method being helpful for individuals who don’t are likely to have loads of money in reserve at a given time, or who’ve spending habits they wish to right (to riff off of YNAB’s personal instance, ordering Seamless 4 occasions every week).
My colleague Valentina Palladino, understanding I used to be engaged on this information, penned a respectful rebuttal, explaining why she’s been utilizing YNAB for years. Maybe, like her, you will have main financial savings targets you wish to obtain, whether or not it’s paying for a marriage or shopping for a home. I counsel you give her column a learn. For me, although, YNAB’s method appears like overkill.
PocketGuard
Month-to-month price: Begins at $6 | Tracks spending: Sure | Funding monitoring: Sure | Hyperlinks to financial institution accounts: Sure | Cell app: iOS, Android
A barely rougher-around-the-edges person expertise, however you continue to get a lot of performance for a lower cost than others and extra options coming quickly.
- One of many solely price range trackers with a free plan
- You’ll be able to keep away from an ongoing subscription charge by choosing a one-time lifetime license
- Cheaper than most opponents
- Useful “upcoming payments” view within the app
- The free model is so restricted that the “free” label feels deceptive; the person expertise feels much less polished than some competing apps
- The net app doesn’t reap the benefits of the bigger display area on desktop
PocketGuard is without doubt one of the solely respected free price range trackers I discovered in my analysis. Simply comprehend it’s much more restricted on the free tier than NerdWallet or Mint. In my testing, I used to be prompted to pay after I tried to hyperlink greater than two financial institution accounts. A lot totally free, except you retain issues easy with one money account and one bank card. When it comes time to improve to PocketGuard Plus, you will have three choices: pay $7.99 a month, $34.99 a yr or $79.99 for a one-time lifetime license. That lifetime possibility is definitely one of many few distinctive promoting factors for me: I’m certain some individuals will respect paying as soon as and by no means having to, uh, price range for it once more.
From the primary display, you’ll see tabs for accounts, insights, transactions and the “Plan,” which is the place you see recurring funds stacked on prime of what seems to be like a price range. The principle overview display reveals you your internet value, complete property and money owed; internet earnings and complete spending for the month; upcoming payments; a useful reminder of when your subsequent paycheck lands; any debt payoff plan you will have; and any targets.
Like another apps, together with Quicken Simplifi, PocketGuard promotes an “after payments” method, the place you enter your whole recurring payments, after which PocketGuard reveals you what’s left, and that’s what you’re speculated to be budgeting: your disposable earnings. Clearly, different apps have a unique philosophy: take into consideration your whole post-tax earnings and use it to pay the payments, buy belongings you need and perhaps even save a bit of. However in PocketGuard, it’s the “in your pocket” quantity that’s most outstanding. To PocketGuard’s credit score, it does an excellent job visualizing which payments are upcoming and which of them you’ve already paid.
PocketGuard has additionally publicly committed to including some widespread options. These embody rollover budgeting, categorization guidelines and shared family entry.
Though PocketGuard’s UI is simple sufficient to know, it lacks polish. The “accounts” tab is a bit of busy, and doesn’t present totals for classes like money or investments. Seemingly small particulars like weirdly phrased or punctuated copy sometimes make the app really feel janky. Greater than as soon as, it prompted me to replace the app when no updates had been accessible. The net model, in the meantime, feels just like the cellular app blown as much as a bigger format and doesn’t reap the benefits of the additional display actual property.
Of be aware, though PocketGuard does work with Plaid, its major bank-connecting platform is definitely Finicity. Establishing my accounts by way of Finicity was largely an easy course of. I did encounter one hiccup: Finicity wouldn’t hook up with my SoFi account. I used to be in a position to do it by way of Plaid, however PocketGuard doesn’t make it simple to entry Plaid within the app. The one approach, so far as I can inform, is to knowingly seek for the title of a financial institution that isn’t accessible by way of Finicity, at which level you get the choice to strive Plaid as a substitute. Like I mentioned: the expertise may be janky.
What’s Plaid and the way does it work?
Every of the apps I examined makes use of the identical underlying community, known as Plaid, to drag in monetary knowledge, so it’s value explaining in its personal part what it’s and the way it works. Plaid was based as a fintech startup in 2013 and is at present the trade commonplace in connecting banks with third-party apps. Plaid works with over 12,000 monetary establishments throughout the US, Canada and Europe. Moreover, greater than 8,000 third-party apps and companies depend on Plaid, the company claims.
To be clear, you don’t want a devoted Plaid app to make use of it; the expertise is baked into a wide selection of apps, together with the price range trackers I examined for this information. As soon as you discover the “add an account” possibility in whichever one you’re utilizing, you’ll see a menu of generally used banks. There’s additionally a search subject you should use to look yours up straight. As soon as you discover yours, you’ll be prompted to enter your login credentials. When you have two-factor authentication arrange, you’ll have to enter a one-time passcode as properly.
Because the intermediary, Plaid is a passthrough for info which will embody your account balances, transaction historical past, account sort and routing or account quantity. Plaid makes use of encryption, and says it has a coverage of not promoting or renting buyer knowledge to different firms. Nonetheless, I’d not be doing my job if I didn’t be aware that in 2022 Plaid was forced to pay $58 million to consumers in a class action suit for gathering “extra monetary knowledge than was wanted.” As a part of the settlement, Plaid was compelled to vary a few of its enterprise practices.
In a press release supplied to Engadget, a Plaid spokesperson mentioned the corporate continues to disclaim the allegations underpinning the lawsuit and that “the crux of the non-financial phrases within the settlement are centered on us accelerating workstreams already underway associated to giving individuals extra transparency into Plaid’s function in connecting their accounts, and guaranteeing that our workstreams round knowledge minimization stay on observe.”
My prime Mint various picks: Quicken Simplifi and Copilot Cash
To conclude, you may be questioning what app I made a decision on for myself in spite of everything of this analysis. The reply is definitely two apps: Quicken Simplifi, my general prime choose, and Copilot Cash. For now, I’m actively utilizing each apps and nonetheless deciding, long-term, which I really feel extra snug with. I are likely to favor Copilot’s quick, colourful person interface, however as I defined above, it is too missing in table-stakes options for me to go as far as to call it the most effective general possibility.
The way to import your monetary knowledge from the Mint app
Mint customers ought to think about getting their knowledge able to migrate to their new budgeting app of selection quickly. Sadly, importing knowledge from Mint isn’t as simple as getting into your credentials from inside your new app and hitting “import.” The truth is, any app that advertises the power to port over your stats from Mint is simply going to have you ever add a CSV file of transactions and different knowledge.
To obtain a CSV file from Mint, do the next:
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Signal into Mint.com and hit Transactions within the menu on the left aspect of the display.
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Choose an account, or all accounts.
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Scroll down and search for “export [number] transactions” in smaller print.
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Your CSV file ought to start downloading.
Be aware: Downloading on a per-account foundation may appear extra annoying, however may make it easier to get arrange on the opposite aspect, if the app you’re utilizing has you importing transactions one-for-one into their corresponding accounts.
How we examined Mint alternate options
Earlier than I dove into the world of budgeting apps, I had to do a little analysis. To discover a checklist of apps to check, I consulted trusty ol’ Google (and even trustier Reddit); learn evaluations of widespread apps on the App Retailer; and in addition requested mates and colleagues what price range monitoring apps they may be utilizing. A number of the apps I discovered had been free, similar to Mint. These, after all, present a great deal of adverts (excuse me, “presents”) to remain in enterprise. However a lot of the accessible apps require paid subscriptions, with costs usually topping out round $100 a yr, or $15 a month. (Spoiler: My prime choose is cheaper than that.)
Since this information is supposed to assist Mint customers discover a everlasting substitute, any companies I selected to check wanted to do a number of issues: import your whole account knowledge into one place; supply budgeting instruments; and observe your spending, internet value and credit score rating. Besides the place famous, all of those apps can be found for iOS, Android and on the internet.
As soon as I had my shortlist of six apps, I set to work setting them up. For the sake of totally testing these apps (and bear in mind, I actually was in search of a Mint alternative myself), I made some extent of including each account to each budgeting app, irrespective of how small or immaterial the steadiness. What ensued was a veritable Groundhog Day of two-factor authentication. Simply hours of getting into passwords and one-time passcodes, for a similar banks half a dozen occasions over. Hopefully, you solely have to do that as soon as.
What about Rocket Cash?
Rocket Money is one other free monetary app that tracks spending and helps issues like steadiness alerts and account linking. In case you pay for the premium tier, the service may also make it easier to cancel undesirable subscriptions. We didn’t take a look at it for this information, however we’ll think about it in future updates.
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